Finder.com is an independent comparison platform and If your employer is already a member, youll need to ask them to set you up with a PayActiv account. Founded in 1975, The Vanguard Group has become a premier investment management company in the U.S. and one of the largest in the world. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. Borrow up to $500 with just a few swipes but only for residents of 21 states. We always try our best to do our job well, and your kind words make it all worthwhile. Hi Connor,Thank you for taking the time to write a review about your experience. Editorial Note: This content is not provided by PayActive, Empower or Dave. How long does it take to get money from PayActiv? One of our representatives will be reaching out to you shortly to assist you. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. We're working on your case. :), Ronnie OConnor is one of the best customer service employee I ever came in contact with. Learn more at www.payactiv.com. If youre considering using Payactiv, here are a few things to know. There is a $12 fee if you need an immediate cash advance; otherwise, your money will be available in your linked bank account within a few days. Please call Member Support at 833-675-0553 or email legal@creditkarma.com or mail at Credit Karma, LLC, P.O. $1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+. Hi Contrast,Thank you for taking the time to write a review about your experience. I want to give Grace a big thank you for giving me a call back and explaining what happened to my account and getting it cleared. . Applying for PayActiv is easy. Love you Davis M! Payactiv is a life saver! I always have a problem and no one can fix it. & you guys really need to fix this issue with the app not being up to date & chats closing out & now my earnings chart, isn't trying to show what I made & just stopped after finally popping back up again now trying to stop showing what i madevery frustrating. Youll also pay a $1.99 fee if you are picking up a cash advance at a Walmart Money Center. Advances can reach 50% of your earned wages though some employers may limit how much you can borrow. Hi Annisia,Thank you for your feedback. This product doesn't have any reviews yet. One of our representatives will be reaching out to you shortly to assist you. I have been using payactiv for almost 3 years now and they never get my hours worked right. eToro Review 2023: Is It the Right Trading Platform for You? Credit Karma is committed to ensuring digital accessibility for people with disabilities. We spend all day researching the ever changing landscape of HR and recruiting software. He was kind and patient with me and was able to fix my paycor app issue within minutes. Have a wonderful day. 196 Broadway, Suite 200Cambridge, MA 02139, Expert Advice on the Best HRand Recruiting Software. A former editor of a newspaper in Beirut, Anna writes about personal, student, business and car loans. If you have specific questions about the accessibility of this site, or need assistance with using this site, contact us. Even though he was sick he talked to Grace n tokd her to make sure I received my money back. :). . Workers don't need permission to access earnings prior to payday. 60% of employees would recommend working at payactiv to a friend and 61% have a positive outlook for the business. Up to 4 days early deposit of government payments2. Payactiv is a popular paycheck advance app offering an inexpensive alternative to payday loans and even some cash advance apps. They don't care at all.. don't use payactive..please don't. Payactiv is the winner of the Innovative Payments Association's Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. Thanks again Ronnie, Hi Rika,Thank you for taking the time to write a review about your experience. Ive wrote a review before and I went back and Changed it but this time Im sticking to my review worse company ever no one helps you you cant access your earnings when you need them everyone is rude as hell when trying to figure out why the app is not updating Ive talk to 6 different people in 2 weeks and everyone says Aw wait 24 to 48 hours NO ONE HELPS unless you write a review its ridiculous I mean its really false advertisement because you are not able to access your money when you need it even if you work all your hours.I have screenshots of every person Ive talk to even the ones that open the chat ask what they can help you with them never respond again or close out the chat smh but thats how they do business. Hi Eric,Thanks for letting us know about your concern. ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. The Consumer Financial Protection Bureau (CFPB) no longer requires lenders to consider your ability to repay a loan. Customer service is rude!! Have a blessed day. She is the founder and owner of GeekTravelGuide.net, a travel, technology, and entertainment website. Payactiv: Enrollment is free. PayActiv is best for workers whose employers are already using the service, as it is a free and easy way to spend your pay as you earn it, without waiting for your next paycheck. We hope to find a solution that makes you smile. Be sure to include your Employer's name, Employee ID, and Mobile number. Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. If you have questions about Payactivs security policies, contact the company on its website. Otherwise, read on! Yieldstreet is an alternative investment platform that securitizes art, real estate, short-term notes, structured notes and supply chain financing. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Yes, its legit. Companies can ask for reviews via automatic invitations. Transfers to bank accounts and other debit or prepaid cards will be complete within 48 hours, or you can pay a $1.99 fee to receive the money instantly. This product doesn't have any reviews yet. Have a blessed day. American Express National Bank, Member FDIC, has expanded its offerings with an all-digital checking account known as the American Express Rewards Checking account. Workers whose employers are part of the PayActiv EWA program can receive a cash advance of up to 50% of their pay earned. Have a blessed day. Be sure to include your Employer's name, Employee ID, and Mobile number. In the Business to Business Service category. Consider another cash advance option if your employer isnt enrolled. If youre interested in joining PayActiv on your own, youll just need to download the app and create an account with your name, phone number and email. However, there are very few additional fees. Either way we need more Ronnie OConnors.Thx Again for your help Ron, Hi there,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. Have a blessed day. :). Just send an email to support@payactiv.com. Its compliant in all 50 states and offers its Earned Wage Access program with an Approval Order from the Consumer Financial Protection Bureau (CFPB). To resolve your issue we need your account details. LoanPro. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial wellness platform that provides a suite of services such as earned wage access, savings and budgeting tools, bill payments, automatic savings, and more., The Payactiv app, linked to your attendance tracking system, turns your working hours into earned wages that you can access on-demand, at any point in time, without having to wait for payday. Payactiv partners with companies of all sizes, including Walmart, Visa and Amazon. If I have any future issues, I know I will be taken care of. Beware Dont Use. thank you! Like I said, I do want to thank him again for this. You can withdraw funds using your Dave debit card from any of the 32,000 MoneyPass ATMs nationwide. Anyone can write a Trustpilot review. They tell ya they cant do anything to contact the merchant. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. Bottom line: This employer-based pay advance app offers low-cost advances on paychecks with no bank account required. The PayActiv app uses secure encryption and transmission technology to protect your data. :). Albert Wick amazing, skilled, and delightful human being thank you again. J.P. Morgan Wealth Management Review: Plans Tailored to Your Financial Goals, Dosh Review 2023: Getting You the Most Back on Your Purchases. Heres how Payactiv and payday loans compare. Its even less expensive than many other cash advance apps, which sometimes require a monthly subscription fee. Select your state to see the options available to you. Get advice on achieving your financial goals and stay up to date on the day's top financial stories. Please try again later. The situation was like this, I opened an account Payactiv and went to close my existing old one, my manager at the bank suggested that I transfer the balance from the account to a new bank (send money as a result of closing the account) I agree, convenient! EWA has not worked for a while. Hi Janel,Thank you for taking the time to write a review about your experience. When compared to the high interest rates of a payday loan or taking out a cash advance on a credit card, however, PayActiv fees are minimal. Read our full review or get our 30-second take. PayActiv, Inc. A instant EWA was not going through even though I submitted for instant pay, a 1.99 fee. Hi Clechelle,We sincerely apologize for your negative experience. Rather than borrowing money or paying overdrafts and late fees, you can transfer your earned wages directly to your bank account or the Payactiv Visa Card for a fixed transaction fee that ranges between $1 and $2.99 depending on the mode of transfer. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. If youre struggling to attract and retain talent, revamping your employee benefits package is a great place to start Employers winning the war 2023 Payactiv, Inc. All Rights Reserved. Hi Hadar,We sincerely apologize for the inconvenience. PayActiv offers a toll-free customer service phone number to call for support and also has an online live chat and an email for those who prefer not to speak on the phone. We'd like to turn this around and resolve your issue ASAP. lawanda moore. Our information is based on independent research and may differ from what you see from a financial institution or service provider. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Have a blessed day. However, you will pay a fee of up to $1 per day, capped at $5 per month, each time you use the program to make a bank transfer, load your card, pay a bill using your prepaid Visa or use the money for Uber or Amazon. Grace made sure it happened n it is now resolved. Get company announcements, pick up shifts, and get reminders and alerts from work. while there was some slight communication issues between the rep and I after explaining my situation properly, Jay M handled the issue extremely quickly and professionally. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Some other noteworthy features of Payactiv include the option to receive tips directly into your bank account after a shift and a savings calculator. Hey! Dont use Payactiv. Get live support 247 Live chat Start chat now Call us toll-free 1 (877) 937-6966 For International Customer Service: 1 (510) 404-0525 Check our FAQ for common questions View FAQs Regular source of income, Verifiable bank account, US citizen, Ages 18+. Told me of 2 offers I haven't received after being w u a yr. Amazing attitude and you should have him cross train other operators. Tried to not update my full money! No loansyour money, in your hands. We'd like to turn this around and resolve your issue ASAP. Receive and send funds to other members. I hate my job use this company. UKG Wallet, powered by the mighty Payactiv, experienced an update that has caused it to no longer update my hours. so i contacted pay activ due to some account issues. PayActiv advances wages that workers have accrued but haven't yet received. But options are limited if your employer isnt enrolled with Payactiv. Their customer support team is available via live chat and call 24/7.. Mr. Davis worked very hard to help me and work with his supervisor. You can make up to three cash advance transactions per pay period. Thats the fee a merchant pays us with every card transaction. Its privacy policy states that it discloses customer information to third parties necessary to facilitate the delivery of its services but tries to limit the information provided. Have a blessed day. Its free to load money onto a Payactiv card, but if you want to transfer funds to your bank, pick it up at Walmart, spend it with Uber or Amazon or use the bill pay feature, you can expect to pay additional fees. Know what's possible to save or spend, get help with budgets, savings, and debtall in the Payactiv App. The platform also supports 1:1 consultations with financial coaches, savings guidance, discounts, and expense tracking. I should have listened! Zachary Marshall gave me the best customer service that Ive ever had!! If there's anything you need in the future, please don't hesitate to reach out to us at support@payactiv.com. Alan Davis is one of the best Representatives this company has. We make money from the interchange rate when you use the Payactiv Visa Card* for online or in-store purchases. Send funds by phone number. I wish I never started using this app, its so frustrating!!! Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Payactiv is slow to update employees' accounts with their earned wages, despite repeated requests from users. Payactiv is the winner of the Innovative Payments Association's Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. I apologize for my frustrations with the previous agents, and am greatly appreciative that I was able to get my concern resolved in such an expedient manner. Get offers from potential lenders in minutes by filling out just one online form. Thank you Mr. Davis. When I do the chat, they ask me to send in my time sheet and Everytime they tell me that they need an official timesheet, THAT WAS MY OFFICIAL TIMESHEET, the same one I have sent every two weeks after they screw up my time. Dave charges a $1 per month membership fee, which is much lower than Empower. :), I cannot say enough about Devon and Grace. One of our representatives will be reaching out to you shortly to assist you. Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials. The PayActiv debit card carries Visas Zero Liability fraud protection, which may protect you in the event of fraud and unauthorized use of your card. You can receive a cash advance of up to 50% of a day's pay. We'd like to turn this around and resolve your issue ASAP. For two whole months I tried to get money from the bank they sent it back to, which resulted in two late credit card payments and a debt to my cousin! Our hope is that our vendor shortlists and advice are a powerful supplement to your own research. Using Payactiv to get an advance on your paycheck can help you cover an emergency expense without having to resort to payday loans, which are known to be risky. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. Learned alot about financial stress and that I was not alone. With low fees and no interest charges, plus robust features that help you manage your money, PayActiv can help you take better control of your financial future. Hi Geraldine,We sincerely apologize for the inconvenience. Hi Leah,Thank you for your feedback. Many borrowers are keeping a close eye on this court hearing, as they could GOBankingRates Best Banks 2023 scores and rankings are objectively determined by our Payactiv is a great place to work. She was very polite and kind. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. New York, NY, 10016. payactiv has an overall rating of 3.4 out of 5, based on over 61 reviews left anonymously by employees. Read 4 more reviews about Payactiv Inc. LM. Hi William,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. Finder monitors and updates our site to ensure that what were sharing is clear, honest and current. The Equifax logo is a registered trademark owned by Equifax in the United States and other countries. I'm so grateful to have had the wonderful customer service he was able to provide for me. Agent after agent kept telling me to wait an additional 24 hours. Anyone can write a Trustpilot review. 2023 Payactiv, Inc. All Rights Reserved. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week. Customer service rep Zachery Marshall was very polite and patient. Payactiv Description Our all-in-one platform, Livelihood, helps employees to fully engage in work and personal life. Have a blessed day. ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. Powered by Payactiv, Wallet gives you the foundation to keep your finances on track and the tools you. The Dave mobile banking app is another app that allows cash advances of up to $500 with no credit check required, no interest charges and no late fees. We strive to provide the best experience we can for our customers, and we're sorry that your previous experience did not meet the standard. Anyways 5/5 for Davis M! Up to 2 days early deposit of your paycheck2. CONS. :). Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. Everybody! Pay bills, stay ahead of fees, and handle the unexpected with the greatest of digital ease. We always try our best to do our job well, and your kind words make it all worthwhile. PLEASE GIVE DAVIS M A RAISE HE DESERVES IT & BEYOND, NICEST AGENT EVER! The review found that, on average, the cost to borrow $500 from a payday lender in Louisiana for four months was $435, or an interest rate of 405%. +18 years old, Direct deposit, Meet minimum income requirements, Live in eligible state. It's been another month and Payactiv card still isn't working. Have a blessed day. A co worker of mine tried to warn me about pay active. If your employer is enrolled in the Payactiv EWA program, youll be able to access funds from your paycheck up to two days in advance (four days in advance if youre a government employee). Your livelihood, in hand No cost to open a Payactiv account where you can easily manage your everyday needs and plans for the future * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. There was an unknown error. Or if I brought up my case number, they would stop replying and end the chat/call. 1 CONNECT Work your way Get company announcements, pick up shifts, and get reminders and alerts from work. Payactiv partners with companies of all sizes, including Walmart, Visa and Amazon. PayActiv offers a toll-free customer service phone number to call for support and also has an online live chat and an email for those who prefer not to speak on the phone. In the Business to Business Service category. Very knowledgeable and patient. 243 total. This rating has decreased by -17% over the last 12 months. Hi there,Thank you for taking the time to write a review about your experience. Please mention App reviews in the subject line of your email so that we can assist you in a timely manner. Compensation may factor into how and where products appear on our platform (and in what order). This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These apps offer advances on your wages to help avoid overdraft fees and expensive short-term loans. Some reviews on Trustpilot point out the company's unreliability, stating that Payactiv has very poor customer service, which is hard to reach. There are no fees or interest charges associated with your payday cash advance.