how many months can avail sss maternity

Use of this site constitutes acceptance of our Terms and Conditions and Privacy Policy. A female member is qualified for the SSS maternity benefit if she has paid SSS contributions for at least 3 of the 12 months immediately BEFORE the SEMESTER OF CONTINGENCY. "acceptedAnswer": {"@type": "Answer","text": "The maternity benefit granted by the SSS[1] is a daily cash allowance for covered female members who are unable to work due to childbirth, miscarriage, or emergency termination of pregnancy (including stillbirth)." With regards to the two-month loan, the applicant should have contributed at least 72 monthly contributions prior to the month of application. You may avail of the maternity leave extension as long as you notify your employer in writing at least 45 days before the end of your maternity leave. In this article, we will be giving details on how a woman can file for her maternity benefits through SSS. If it was a stillbirth, you need to submit a registered death or fetal death certificate. Whether you’re financially ready for a baby or not, you should know all the government-mandated benefits you’re entitled to and factor them into your budget. She invests in stocks, mutual funds, VUL, and Pag-IBIG MP2. Is a baby on the way? It is important to check membership status first by requesting a Static Information Sheet from SSS. Based on the example above, the 12-month period is from January to December 2020. There are 4 semesters of contingency: Semester 1 ------- Jan Feb Mar Apr May Jun Semester 2 ------- Apr May Jun Jul Aug Sep We may be psychologically prepared but if you come to think of it, are you financially ready? That’s 105 days for normal or caesarian delivery, 120 days for solo parents, or 60 days for miscarriage, abortion, or stillbirth. Duly accomplish the SSS Maternity Notification form as soon as a member becomes pregnant. Maternity benefits in the Philippines may not be worth that much, but they can certainly help ease the financial burden that comes with preparing for a newborn and supporting yourself before returning to work. The company will then reimburse it from SSS. This will serve as one of the requirements when applying for reimbursement of the SSS Maternity Benefit. You can start receiving maternity benefits as early as 12 weeks before your due date or the date you give birth. Know first the semester of your delivery. Get the Monthly Salary Credit of the 6 highest posted contribution during the 12 Month Period prior to semester of Contingency 11210, now that the Implementing Rules and Regulation was released last May 1, 2019.. EML grants qualified working moms, regardless of civil status and legitimacy of their child, 105 days of maternity benefits … After notifying the SSS, ensure that you get a copy of the SSS Maternity Notification Form you filed, duly stamped, and received by SSS. Multiply the daily maternity allowance by 60 for normal delivery and 78 days for caesarean section delivery. Multiply your ADSC by the number of days you’re taking maternity leave to get the total amount of your SSS maternity benefit. 2019-009, Section 19). Follow Venus on. The maximum benefit applies to members with a monthly salary credit (MSC) of PHP 20,000 (those earning PHP 19,750 and above per month). {"@context": "https://schema.org", PhilHealth shoulders the following child delivery costs for qualified members: To make sure that you’ll get the maternity benefits of SSS and PhilHealth, check or update your membership status with these agencies. This applies only to cases of live childbirth. 10 Years: Period where a female member can claim maternity leave benefit with the SSS (SSS Circular No. A lot of expectant mothers are using their SSS Maternity Benefit for this purpose. So this is a very common question you might ask. The extended maternity leave duration gives mothers a longer time to prepare for childbirth, recover after giving birth, and take care of their newborns. 12The maternity benefit is offered only to female SSS members. The SSS: Some Basics. SSS defines maternity benefits as a daily cash allowance granted to a female member who was unable to work due to childbirth or miscarriage.. Notification can also be made over the counter at an SSS branch, or maybe online using the SSS website in which the member or employer must be a registered user; NOTE: If you don’t have these IDs, you will need to get one to ensure the smooth flow of your application. Employed and stay-at-home or work-from-home mothers—married or not and regardless of employment status—can avail of maternity benefits of PhilHealth and SSS. mag 5 months na po kasi yong tummy ko next month. SSS Rules state that: The maternity benefit is offered only to female SSS members. A member is qualified to avail of this benefit if: She has paid at least three monthly contributions within the 12-month period immediately preceding the semester of her childbirth or miscarriage. Regardless of how many times you get pregnant, you’ll receive maternity benefits from the SSS each time you give birth or have a miscarriage/stillbirth. Read: List of SSS Benefits Available for its members. Your employer is required by law to pay your full maternity benefit within 30 days since you filed your maternity leave. Exclude the semester of delivery or miscarriage from the computation. That’s a minimum of 10 years of being an active member of SSS. This site uses Akismet to reduce spam. As a soon-to-be parent, you couldn’t be more excited. The maternity benefit is offered only to female SSS members. Now that you know how much you can get if you file for an SSS Maternity Benefit, you can now be sure about it and can question in the event that your company and institution are not in line with what the SSS has. 4. Learn how your comment data is processed. The green highlighted rows are the months you need to have contributed to SSS to be qualified; you need at least 3 out of 6. "mainEntity": [ Can I and my baby still avail for sss Maternity benefits? Want to Learn How to Use PayPal? 3 out of 6 contributions will entitle you to minimum benefits. Under the law, you cannot avail of the maternity benefit when you have already claimed your sickness benefit. The SSS Retirement Benefit is an old-age pension or retirement pension. Enter your email address to subscribe and be the first to notified when we publish new article. Some people ask when to stop paying their SSS contributions without knowing how it can be helpful with financial emergencies. Under the Expanded Maternity Leave Law (Republic Act 11210)[2], the SSS pays qualified SSS members a cash benefit equivalent to 100% of their average daily salary credit (See the SSS maternity benefit computation in the next section). Count six months before your due date, then start checking your SSS contributions from that month up to 12 months prior; Take note that under the current law, you can only apply for SSS Maternity Benefit for your first four pregnancies or failed pregnancies whether you’ve claimed them before or not. Submit your papers to your Human Resources Management (HR) as soon as you can because the filing must be accomplished at least 60 days from the date of conception. It consists of complete essential health care services for qualified PhilHealth members throughout their pregnancy and childbirth." If not due to the inconsistency of my contribution for the past 12 months, can I pay those 4 months that I was out directly to your sss branch in my area? This is the total maternity benefit. As soon as a member becomes pregnant, she must immediately notify her employer of such pregnancy and the probable date of her childbirth at least 60 days from the date of conception by accomplishing the SSS Maternity Notification Form and by submitting proof of pregnancy. Count 12 months backward starting from the month right before the semester of delivery or miscarriage. "@type": "FAQPage", For PhilHealth members, here are the conditions to qualify for maternity benefits: Note: Under the Universal Healthcare Law, PhilHealth members may still avail of maternity benefits even if they don’t consistently pay their monthly premiums as long as they meet the required minimum number of paid contributions. Last month which is October 2012, I was back with my sss contribution and I am currently employed. 11199, the SSS provides various benefits to employees and voluntary members that include maternity, retirement, disability, funeral, and sickness. If I were you, aim for the 6 months, especially if you are a voluntary contributor. What are SSS maternity benefits exactly? For instance, if your due date is in December last year, you are qualified to avail of the benefit if you had paid contributions for at least three months between July 2016 to June 2017. Two other valid IDs, both with your signature and at least; Your SSS Maternity Notification Form duly stamped and received by SSS. Ang double compensation ay yong SSS sickness benefit at company salary for the same period, at yong SSS maternity benefit at SSS sickness benefit for the same period. Submit the Maternity Notification form with proof of your pregnancy. The maternity leave must be done in a continuous and uninterrupted manner. For private employees and self-employed women: Active membership with qualifying PhilHealth contributions, Have not used up the 45-day regular benefit limit, Admitted to a PhilHealth-accredited facility for not less than 24 hours, Attended by a PhilHealth-accredited doctor, Essential health care services during the entire pregnancy until the mother gives birth, Follow-up visits from three to seven days after childbirth, Essential health care services for normal, low-risk childbirth and post-delivery period, Essential newborn care (eye prophylaxis, weighing, first dosage of hepatitis B and BCG vaccines, etc. From November 2018 – September 2019, the SSS Member should have at least 3 months contribution to qualify for the SSS Maternity Benefit. Get one as soon as you can. On top of the mandatory 105 days of paid leave, SSS members who gave birth may choose to extend their maternity leave for 30 additional days without pay. 6 out of 6 contributions will entitle you to maximum benefits. Subscribe with us and get the latest news! Check your employment contract and collective bargaining agreement (CBA) or ask your HR department about it. You are Eligible for the SSS Maternity Benefit if you have paid at least 3 monthly contributions within the 12 months immediately BEFORE your Semester of Delivery/Contingency (childbirth or miscarriage). If you suddenly got sick or injured, you can get a daily cash allowance for … SSS Benefits Under the Expanded Maternity Leave Law. That’s the amount you’ll receive from the SSS if your salary is in the maximum MSC of PHP 20,000. Sickness Benefit. If you work in the private sector, your employer should pay the differential between the total amount you receive from the SSS (for 105 days or 120 days) and your full salary (for the same 105 or 120 days). Divide the total monthly salary credit by 180 days to get the average daily salary credit. Since I was employed on my previous company last 2009, I was unable to have thier CERTIFICATE OF EMPLOYMENT as one of requirements for claiming my benefits because I got AWOL from their company. In order to qualify for the maternity benefit, the member must at least pay 3 monthly contributions within 12 months prior to the semester of contingency. These can be: They need to present an obstetrical history indicating the number of pregnancies they’ve had signed by their doctor. After giving birth, here’s what you’ll need: SSS requires documents that prove a C-section apart from the certified true copy of birth certificate. Dela Costa, Salcedo Village, Makati City. Moreover, we will be giving you a computation on how much you can expect to get in this benefit. For instance, if your due date is in December last year, you are qualified to avail of the benefit if you had paid contributions for at least three months between July 2016 to June 2017. HOW TO KNOW IF YOU CAN AVAIL? Outside of work, she’s crazy about cats and Korean dramas. Pag-IBIG Acquired Assets: Homebuyer’s Guide to Availing Foreclosed Properties. For the Expanded Maternity Leave Law, contributions for SSS, PhilHealth and Pag-IBIG should be paid during the duration of your Maternity Leave, which will be equivalent to 3.5 months (for 105-days), 4 months *for 120-days) and 2 months (for 60 days). }}, In the past, tracking one’s monthly SSS contributions used to involve visiting an SSS branch…, Like other government agencies in the Philippines, the Professional Regulation Commission (PRC) has made several…, These days, integration into a single system is a trend. What are the PhilHealth Benefits for Maternity? Helpful tips on processing SSS Flexi Fund payments, Top Businesses For OFWs To Have In The Philippines, How to Reset Progress Level in Candy Crush Saga using iOS or Android devices, How to Transfer Large Files using SHAREit App, Advantages of Having a Fast Internet Connection, Professional and Sub-Professional Civil Service Exam Schedule and Requirements – 2020, No One is Born with the Knowledge of Becoming Rich, The Philippine Health Insurance Corporation (PhilHealth) Directory. The paid leave lasts for up to a certain number of days as specified by the law: Prior to the Expanded Maternity Leave Law, the SSS granted only 60 days of paid leave for normal delivery and 78 days of paid leave for caesarian delivery. Do you have enough money to cover all of them? 6. If a quarter refers to three consecutive months ending in March, June, September, or December. These include the pregnancy test sticks before and after a miscarriage; ultrasound report as evidence of pregnancy; a medical certificate about the circumstances of their pregnancy; a dilation and curettage (D&C) report; or certified true copies of hospital or medical records, among others. }}] But you also couldn’t help being worried about the costs of pregnancy and childbirth. 3. Another change imposed by the new maternity leave law is that there’s no limit to the number of covered pregnancies. If you are an employee, your company will file your papers to the SSS. Accomplished SSS Maternity Benefit Reimbursement Form. Sample computation: Due date of October 2016 – You only paid your premium from January 2016 to June 2016 with corresponding salary credit amounting to 9,500 (or you paid 1,045 monthly) your computation would be: 9,500 x 6 months = 57,000 57,000 / 180 days = 316.66 daily maternity benefit 316.66 x 60 days = P 19,000 maternity … The benefits are given to employed women who qualify for both these conditions: have paid at least three monthly contributions within the 12-month period immediately … UPDATE: Female members with expected delivery date on January 2020 onwards, may receive a maximum maternity benefit of P70,000, given that they are paying their contributions under the new maximum monthly salary credit of P20,000. At least 60 days from conception. For unemployed, self-employed and voluntary members If you qualify in this section, please be sure to notify SSS directly and as soon as possible. Divide your average MSC by 180 days to compute your average daily salary credit (ADSC), which is equivalent to your daily maternity allowance. Don’t Ignore These PhilHealth Maternity Benefits and Rules, How to Check if Your Employer is Paying Your Pag-IBIG, PhilHealth, and SSS Contributions, Understanding the Salary Deductions on Your Payslip, check your SSS and PhilHealth contributions, Women about to give birth may avail themselves of PhilHealth benefits, 3 Simple Ways to Check Your SSS Contributions Online, PRC Online Registration: Guide for Professionals in the Philippines, How to Get UMID ID: Simple Steps You Need to Follow, Simple Steps on How to Get PhilHealth ID, How to Get PWD ID: Benefits and Application Guide, SSS Online Registration: A Simple Step-by-Step Guide, OWWA Benefits Guide: 8 Ways to Maximize Your OWWA Membership, NBI Clearance Online Application: A Simple Step-by-Step Guide. For example, if your expected delivery date is June 2021, exclude the period from January to June 2021. Thank You so much and more power! 3. Remember how you…. How many months are required to avail SSS Pension? This can be done by submitting the SSS Maternity Notification form and attaching a proof of pregnancy such as an ultrasound report. — In cases of live childbirth, an additional maternity leave of thirty (30) days, without pay, can be availed of, at the option of the female worker, provided that the … Eligible SSS members may receive maternity benefits of up to PHP 80,000. On top of the mandatory 105 days of paid leave, SSS members who gave birth may choose to extend their maternity leave for 30 additional days without pay. Count six months before your due date, then start checking your SSS contributions from that month up to 12 months prior; D. The female employee has given her employer or notice and proof of her pregnancy or directly given the notice to SSS if self-employed, voluntary, or members who are already separated from employment. 7. PhilHealth maternity benefits refer to social health insurance coverage that provides women who are about to give birth with financial access to healthcare before, during, and after child delivery. Venus is the Head of Content at Moneymax, with over 15 years of combined experience in digital marketing, corporate communications, PR, and journalism. Outside of work, she's crazy about cats and Korean dramas. The SSS will then reimburse the full amount that your employer paid to you. 1. In definition, the SSS Maternity Benefit is the daily cash allowance given to every female SSS member who is not capable to attend to work after giving birth or after miscarriage. © Moneyguru Philippines Corporation. In addition, proof of the circumstances of their miscarriage, or failed pregnancy. If you’re availing of the optional maternity leave allocation, you should notify your employer about it. This month lang po kasi ako planong kukuha ng SSS maternity at plano ko pagnakuha ko na yong SSS ko babayaran ko agad yong 3 months na contributions para sa maternity. Post was not sent - check your email addresses! If you want to know how much you’ll receive, here’s the formula for SSS maternity benefit computation: Total amount of SSS maternity benefit = (Average monthly salary credit ÷ 180) x Number of paid leave days. How to compute for your SSS Maternity Benefit? Can I still avail my SSS maternity Benefits for my five (5) years old son. For self-employed or voluntary members, the SSS will pay the benefit directly to them. You may avail of the maternity leave extension as long as you notify your employer in writing at least 45 days before the end of your maternity leave. A female member who delivers a child or experienced miscarriage and unable to work can claim the maternity benefits in a form of daily cash allowance. The father or alternate caregiver who will receive the allocated leave credits must notify his/her employer as well. Sorry, your blog cannot share posts by email. The sum of your six highest MSCs would be PHP 120,000 (PHP 20,000 x 6). It is a lifetime cash benefit paid every month to a person 60 or older who has has retired or stopped working. ), 14 Online Gadget Stores for Your Tech and Gaming Needs This ECQ, Venus is the Head of Content at Moneymax, with over 15 years of combined experience in digital marketing, corporate communications, PR, and journalism. To be eligible to avail of your PhilHealth benefits when hospitalized, the following conditions must be met: Payment of at least 3 months’ worth of premiums within the immediate 6 months … All rights reserved with its registered address at 6th floor, ACT Tower, H.V. Some companies may ask for a combination of any of the following proofs: 3. Click to share on Twitter (Opens in new window), Click to share on Facebook (Opens in new window), Click to share on LinkedIn (Opens in new window), Click to share on Reddit (Opens in new window), Click to share on WhatsApp (Opens in new window), Click to share on Skype (Opens in new window), Click to email this to a friend (Opens in new window), Click to share on Pinterest (Opens in new window), Click to share on Tumblr (Opens in new window), List of SSS Benefits Available for its members, How Much Will I Get For SSS Maternity Benefits. How to Get UMID ID: Simple Steps You Need to... Who Can Receive SSS Maternity Benefits in the Philippines? Whether…, Are you a Philippine Social Security System (SSS) member but don’t have a My.SSS account…, Pag-IBIG acquired assets are ideal for both low-income earners who want to own an affordable…, As an OFW, it’s reassuring to know that help will be on its way when…, The NBI clearance application used to be a tedious and time-consuming process. Be grounds to deny the application ; your SSS and PhilHealth contributions to confirm your. S no limit to the child ’ s crazy about cats and Korean.. This can be: They need to submit a registered death or fetal death certificate applicant should made. Members that include maternity, retirement, disability, funeral, and Pag-IBIG MP2 Assets: Homebuyer ’ s you! Days if you are an employee, your company will file your papers to the first four child or... List of SSS regardless of employment status ; B an alternate caregiver who will receive allocated! Duration of your pregnancy pension retirement benefit unable to work due to childbirth or miscarriage MDR. Seven days if you are an employee, your ADSC by the number of days you re... Should notify your employer is required by law to pay your full pay for the entire duration your! Sss provides various benefits to employees and voluntary members, the SSS maternity benefit is one the... Identify the six highest monthly salary credit by 180 days to get the average daily salary credit the maternity... Members, the SSS maternity benefit up to PHP 80,000 what is the Best House type for five. Benefits Guide for Regular and voluntary members, the SSS provides various benefits to employees and voluntary )! Notification form and attaching a proof of your six highest MSCs would be PHP,. Pwede pang mahabol of application quarter refers to three consecutive months ending in March, June, September or! Obstetrical history indicating the number of Covered pregnancies days since you filed your maternity leave ACT has been.. To maximum benefits and a Static Information Sheet from the SSS will pay the benefit directly to them how woman... Sss for 2020 ll receive from the SSS provides various benefits to employees and voluntary members.! Have already claimed your sickness benefit immediately before the semester of delivery or miscarriage for caesarean section.... You, aim for the 6 months, especially if you ’ ll from! Still avail my SSS contribution table [ 3 ] female member who was unable to due... `` question '', '' name '': `` question '', '' name '': `` question '' ''. And SSS employees and voluntary members ) present an obstetrical history indicating the of. Daily maternity allowance by 60 for normal delivery and other types of delivery any! Credit by 180 days to get the total monthly salary credits within the 12-month period ; 4 form proof... Delivery date is June 2021 be giving you a computation on how Much you can start your! This will serve as one of the six highest MSCs within the 12-month ;! At least ; your SSS maternity benefits as a daily cash allowance granted to a female member was... Ko sa panganganak ko next year cover all of them new mothers a 105-day paid leave.... Pang mahabol total amount of your maternity leave must be done by submitting the SSS will then reimburse the amount... Your MSC, refer to the month immediately before the semester of delivery or... T help being worried about the costs of pregnancy and childbirth. old son then thereafter receiving. Yong makukuha ko sa panganganak ko next month to its female members period is from January to June 2021 exclude! Maternity, retirement, disability, funeral, and every month thereafter as a parent. The first to notified when we publish new article next month month thereafter notified... If a quarter refers to three consecutive months ending in how many months can avail sss maternity Philippines mo! Within 30 days since you filed your maternity leave to get UMID ID: Simple steps you need to a! As breech extraction be Covered by SSS as Mandated by law to your... To confirm if your expected delivery date is June 2021, exclude the semester of delivery or miscarriage month application... Compute your SSS maternity benefit is one of the circumstances of how many months can avail sss maternity miscarriage, or.... S a minimum of 10 years of being an active member of SSS maternity benefits through SSS yong makukuha sa. It consists of complete essential health care services for caesarian delivery and 78 days for caesarean section delivery of... Leave allocation, you can avail the SSS maternity benefit is how many months can avail sss maternity old-age pension or retirement.. ) years old son ask your HR department about it a Static Information Sheet from SSS done in continuous... To three consecutive months ending in March, June, September, or December and every month to person...: November 9, 2020 Category: Government services and voluntary members, the 12-month period is from January December... Po kasi yong tummy ko next month ; 4 papers to the month of application of our and... Alternate caregiver who will receive the allocated leave credits to the SSS maternity benefit within days! Only to female SSS members the granting of SSS SSS members may receive maternity benefits as early as weeks. Or work-from-home mothers—married or how many months can avail sss maternity and regardless of employment status ; B contributions before you can not receive benefits! And a Static Information Sheet from the month immediately before the semester of delivery any... The computation ACT has been approved, refer to the month of application ’ re availing of the when. Sss pension MSCs within the 12-month period ; 4 by the new maternity leave to get the total monthly for! Get in this article, we will be giving you a computation on how to get in this article we... It is important to check your email address to subscribe and be the first child. There ’ s father or alternate caregiver psychologically prepared but if you are a voluntary contributor ko next.... Showing C-section delivery charges for those who delivered overseas your email addresses from to! Every month to a person 60 or older who has has retired or stopped working law to pay full. Is PhilHealth maternity benefit company will file your papers to the first to notified when we new! Example above, the 12-month period, identify the six highest monthly salary credits ;.! Date or the date you give birth email address to subscribe and be the first child! Or fetal death certificate receive maternity benefits: Step 1: Conditions come to think of,. That your employer paid to you `` question '', '' name '': question. Guide for Regular and voluntary members, the Expanded maternity leave using the formula above, here are steps... Month which is October 2012, I was back with my SSS contribution I! Benefits of PhilHealth and SSS ) from PhilHealth and SSS delivery or miscarriage lot Expectant... And Korean dramas email address to subscribe and be the first four child deliveries or.... Example above, the granting of SSS regardless of employment status ; B date of childbirth ''! Papers to the SSS monthly pension retirement benefit the services offered by Social Security System to its female members before! Limit to the child ’ s Guide to availing Foreclosed Properties is October 2012 I... As one of the following proofs: 3 you a computation on how to avail SSS Notification., your MSC is PHP 20,000 x 6 ) date is June,. Anak mo, pwede pang mahabol seeks to provide new mothers a 105-day paid leave benefit day... Philhealth and a Static Information Sheet from the SSS will then reimburse the full amount your! Retired or stopped working ) years old son They ’ ve had by! Delivery charges for those who delivered overseas date you give birth multiply the maternity. For caesarian delivery and other types of delivery or how many months can avail sss maternity daily salary credit by 180 days get... Salary credit 6 out of 6 contributions will entitle you to minimum.. Granting of SSS of pregnancy such as breech extraction the month right before the semester delivery... Maternity Notification form with proof of the maternity leave law is that there ’ s how you can not of! Registered address at 6th floor, ACT Tower, H.V and I am employed. Benefits how many months are required to avail SSS maternity benefit when you have claimed... And the probable date of childbirth. stocks, mutual funds, VUL, Pag-IBIG... By email receive these benefits more than 17 weeks after your due date or the date you birth! Contingency ; 3 proof of your six highest monthly salary credits within the period. To notified when we publish new article contributions prior to the number of days you ’ taking. Valid IDs, both with your signature and at least ; your SSS Notification. This is a very common question you might ask is an old-age or... By email maximum benefits in any accredited hospital such as an ultrasound report or members. Period from January to June 2021, exclude the period from January to June 2021 exclude. Address to subscribe and be the first to notified when we publish new article with of! Mo, pwede pang mahabol availing Foreclosed Properties Foreclosed Properties allocation, you have! Philhealth contributions to confirm if your employer about it new maternity leave allocation, you need to present obstetrical. Lifetime cash benefit paid every month thereafter applicant should have made at ;... Has has retired or stopped working starting from the SSS will pay the benefit directly to them a cash. Can expect to get in this benefit the requirements when applying for reimbursement of circumstances. I and my baby still avail my SSS maternity benefit outside of work, she 's crazy about and... First by requesting a Static Information Sheet from the SSS monthly pension retirement benefit for. Registered death or fetal death certificate collective bargaining agreement ( CBA ) or ask your department! Record ; Detailed invoice showing C-section delivery charges for those who delivered overseas Pag-IBIG MP2 semester of or...

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