natwest platinum credit card

With cashback at NatWest Clear Rate Platinum Credit Card, you can make money while you shop. App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries. With Apple Pay and Google Pay™, your card details are securely stored within your phone, meaning you can easily make a contactless payment in shops. Please choose an option below to continue, Available to customers who have a current account, savings account, credit card or mortgage with NatWest, and are UK residents, 18+ and earning at least £10K per year, Manage your card wherever, whenever with the NatWest mobile app. If you want to continue to apply online and just need a reminder of your customer number, you can find this in the app too. A credit card Instalment Plan could be a good way to spread the cost. You won't pay foreign transaction fees when you use this credit card abroad, You could pay a low interest rate of 9.9% p.a. Natwest Platinum Card - Ask a question now Refine your search Use the tools below to refine your search by only displaying reviews with a certain number of star ratings or to only show reviews from a certain time period. Supermarket offers come to you direct from NatWest and are not in any way endorsed, sponsored, sold or promoted by supermarkets nor is this implemented with the supermarket’s cooperation. Some cards apply an annual fee to your bill for access to additional benefits. To apply, you must be a UK resident aged 18 or over. Save my name, email, and website in this browser for the next time I comment. NatWest Clear Rate Platinum Credit Card reviews can help you to find out about the pros and cons of the Clear Rate Platinum Credit Card credit card. Reward Platinum; Reward Black; Reward Credit Card; You will be able to access your MyRewards account directly through our secure mobile banking app* without the need to set-up your MyRewards account. Managing your credit card in the app is easy too – you can pay your balance, set up a direct debit, change your credit limit and lots more. Use our free eligibility checker before you apply to see if you’re likely to be accepted. Introductory Offers: New cardmembers are offered 0% on balance transfers for 15 months from account opening if the balances are transferred within three months of account opening and 0% on purchases for three months. Receive savings and discounts with NatWest Wine Club and NatWest Travel Service. Summary: NatWest is a member of the Royal Bank of Scotland Group and many of the credit cards are similar to the RBS line of cards. How to stay safe when using your NatWest credit or debit card while overseas; Can I use my NatWest credit or debit card card abroad? You’ll need your customer number, online banking PIN and password to apply online. When setting it up, you can elect to pay either the minimum amount, a fixed amount, or your full credit card balance every month. The minimum credit limit is £300 and the maximum limit is decided by NatWest and will take into account personal circumstance and previous credit history. For full details of fees, please see the Summary Box in the Ready to apply section below. Post cheque and completed bank giro credit slip to - NatWest, Commercial Division, Milton Keynes MK77 1SE. Like most UK credit cards, our range of cards offer 56 days interest free credit on purchases if you pay your balance (and your previous month's balance) in full and on time each month. You can do everything from checking your balance, transactions and statements, sending money to your family and friends or paying your bills. Due to COVID-19 many of our lenders have reduced or stopped accepting new customers, which may result in less options in your comparison results. If you set up a Direct Debit for the minimum, fixed or full amount, the payment is claimed 25 calendar days from the statement date, or shortly afterwards. You could save time by applying through our mobile app if you're already set up. They could also be useful if you want to spread the cost of a purchase over a number of months. Cardholders are eligible also for travel support and medical support while traveling. Card Brands - NATWEST… Simple. I was accepted but they have only given me a ridiculous £500 credit limit. Card members also receive the following features and benefits: Conclusion: The NatWest Platinum card is most suitable for those customers that are looking for a 0% APR on balance transfers and purchases. Now you can manage your finances anywhere you can get online (you can now get access to our mobile app too - criteria apply). Remember, if you're thinking of applying for a low rate card your actual credit limit and APR may vary on application, which means you may not be eligible for the lowest rate offered. 6. Now you need to choose a password and PIN. Criteria: Besides being a current RBS account customer, the NatWest Platinum card is subject to approval only to customers 18 years of age and over, with an income of at least £10,000 p.a. The monthly fee for an Advantage Gold account is £12.95. We'll help you with the basics in our guide to understanding low rate credit cards. Required fields are marked *. The downside of course is that the NatWest Platinum card is not available unless you are a current account holder with RBS. Table of Contents. Need a hand getting set up? A no annual fee credit card means you do not get a yearly charge for use of that card, but you may still pay fees for late payments and interest on purchases. Keep the criteria in mind when applying. Want to stay on top of your financial health? The NatWest Reward Platinum Account has a monthly fee of £19 and with added benefits. NatWest offers a wide range of credit cards, from the Student card with a low maximum credit limit, to the Clear Rate Platinum card which comes with one transparent low rate. You can check it as often as you like with no impact on your credit score. The fee could end up being cheaper than your standard credit card interest rate. On the login page, type in your customer number and activation code. Debit cards. Product fees may apply. Off on your next trip? The majority of our accounts allow you to have a contactless debit card. Platinum cards give higher minimum credit limits than gold cards, which can be a bonus if you spend a lot on credit and can responsibly manage your credit card payments. If you’ve misplaced your credit card, you can lock and unlock it in the app. If you don't, we'll help you sign up easily in just 5 minutes. Each travel plan can include up to seven countries and last for 90 days. If you or your joint account holder are aged 70 or over, you’ll need to get in touch with us each year to get your cover, where there will be a £75 annual premium per person. (variable) on purchases and 6.9% p.a. I had to pay £1091 balance before 28th of feb or minimum payment. Transfer funds from the NatWest Platinum card to any UK bank account and pay the money transfer rate. The good news is that it normally takes only 5 minutes. To use you credit card abroad, just look for the Mastercard or VISA (depending on which type of credit card you have) logo in retailers or on a cash machine. When you use a prepaid card, you are spending money you have already loaded onto the card in advance. Most lenders use this score as one of the factors to decide whether to offer you products such as credit cards… Go to the NatWest website and click ‘login’ in the top right-hand corner. Before you apply, check that you meet the eligibility requirements and have the information and documents you'll need to make the process as straightforward as possible. Platinum accounts (opens in a new window) Black accounts (opens in a new window) To access your benefits you need to register at Membership Services (opens in a new window) however some benefits can be accessed without registering. I have just received a letter from NatWest to tell me they are no longer offering Visa credit cards, and will replace mine with a Mastercard. Guaranteed quick lookup, up-to-date, accurate check On the iPhone you can order a replacement for a lost or damaged credit card straight from the app. The NatWest Reward Credit Card (representative 23.7% APR) is a bit of a cashback and rewards card rolled into one. The minimum limit offered on this card is £5,000 and NatWest does not specify a maximum. When you've got your new online banking details, select 'Next' below to continue applying for this credit card. Your email address will not be published. FreeBINChecker. Your email address will not be published. Remember, all our credit cards are contactless too. What is My IP Address ? Your partner is the person you, the account holder, live with at the same home address in a relationship, whether married or cohabiting. Select your credit card, tap ‘Manage my card’, then tap ‘Report lost, stolen or damaged’. It won't impact your credit rating and it takes just 2 minutes. However, as these cards can come with annual fees and higher interest rates than most cards, you’ll want to make sure you’re paying your balance in full and taking advantage of all of the card’s features to ensure you’re getting your money’s worth. Use our eligibility checker to find out if you'll be accepted for this credit card before you apply. This is how much you could earn a year. Add your annual income, requested credit limit and the last 5 digits of your NatWest credit card to the online form and select 'Submit'. Minimum credit limit. Natwest issues cards under a total of eight IIN numbers including this one, so some card numbers issued by Natwest may start with IIN numbers from one of these other ranges. Introduction. When you think about the number of purchases you can make when you're on holiday, the total cost of foreign transaction fees can really add up. You'll need to re-register for Online Banking where we'll remind you of your customer number and you can pick a new PIN and password. If your application for a credit card has been accepted, you will automatically receive a contactless card. Cheques should be payable to NatWest, please write the account number (as found on the bank giro credit slip) after NatWest on the payee line. A good way to avoid going over your limit is to log onto NatWest Online Banking or fire up our mobile app and check your balance before you make your next card purchase. You can create one travel plan at a time. Find out more and log in. Credit score is available once opted in through the app, to customers aged 18+ with a UK address, and is provided by TransUnion. As with a cashback card, you earn a percentage of your spend back, but rather than getting it in cash, you get it in NatWest… If you'd prefer not to pay by Direct Debit, you can also make a payment in the mobile app or Online Banking. 3. You'll need to re-register for Online Banking where you can pick a new PIN and password. So you're free to enjoy your trip without the worry of returning to a large credit card bill. If NatWest is able to offer you this deal, the offer will specify a personalised credit limit based on NatWest's assessment of your situation. If you travel abroad with a normal credit card, you could face charges of between 2-3% for each transaction. The NatWest Platinum credit card offers a variety of benefits and features and special introductory offers that new cardholders may want to look into. (variable) upon application. If you only go over your limit by £12 or less, we won’t charge you. If you elect to pay the minimum, fixed or full amount with Direct Debit, the money will come out of your account 25 calendar days from the statement date, or shortly afterwards. Card services You can contact our credit card team via secure messaging within your mobile app, or alternatively please ring on: The NatWest Platinum credit card offers a variety of benefits and features and special introductory offers that new cardholders may want to look into. Apple Pay is available on selected Apple devices. I have been with Natwest for almost 6 years, have one of their Advantage Gold account, they have given me a £600 overdraft limit and have not gone overdrawn for years and I also have a saving account with them. NATWEST BIN List. If you've already checked, you're good to move on to the legal documents below. Platinum cards offer a wealth of extra perks and features that could make your credit card experience more rewarding. Please take some time to review, print and/or save the important information. This feature applies to Mastercard credit cards only. You can choose to pay the minimum amount, a fixed amount or your full credit balance every month. 56 days of interest free credit on purchases plus comprehensive protection against online threats, fraud and identity theft. When you next look at your transactions (in app or on your statement) you will see the purchases and withdrawals you made abroad shown in local currency and then exchanged into pounds sterling. This way, your card transactions are less likely to be flagged as suspicious or blocked while you’re abroad. A credit score gives you an indication of your credit health. Payment made. Use your VISA debit card to spend safely and securely whilst away on large or small … Assumed credit limit: £1,200. You must maintain a business bank account in the same legal entity name with NatWest. Add family and friends to your card as additional cardholders. Card services You can contact our credit card team via secure messaging within your mobile app, or alternatively please ring on: 0370 333 9091 (overseas +44 1268 508 018) Relay UK: 18001 0370 907 0010 Accessibility information (opens in a new window). This can be between 3 to 24 months. Our free Cards OnLine management system helps you keep track of your NatWest credit and charge card balances, statements and transactions. The NatWest Platinum credit card offers a variety of benefits and features and special introductory offers that new cardholders may want to look into. NatWest’s student credit card is not only designed for student life, but also to help young people build a strong credit history. Online Banking allows you to control your finances from wherever you have internet access. If we don't need anything else from you you'll skip to step 6. Credit card eligibility checker Our credit card eligibility checker will let you know how likely you are to be eligible for a NatWest credit card. The NatWest Credit Card. Apply for a credit card, access your online banking and learn more about incentives, balance transfers and other benefits of being a Barclaycard holder You may find it useful to use our credit card repayment tool (opens in a new window). Customers will receive mobile and worldwide travel insurance, UK car breakdown cover and earn 2% rewards on household bills that are paid by Direct Debit which can be applied to council tax, mobile or landline phone, TV, water, gas, electricity and broadband. That means if you want to make a big purchase, for example plane tickets or a new sofa, a credit card could be a good way to help you buy now and spread the cost. By selecting 'continue' below, you are confirming that you have been provided with, and are happy with what's in these documents. Please note that you'll still pay fees on ATM and cash advances with The NatWest Credit Card. Be rewarded for your everyday spending. Pay using Mobile App The Business credit card is for NatWest Business Banking customers with a turnover up to £2m. Find out more about the NatWest Clear Rate Platinum Credit Card … Finished! To apply for a credit card you need to be aged 18 or over and a UK resident. The 16 digit card number across the front of your debit or credit card. To be eligible your transaction needs to be either on your latest statement or applied to your account since your last statement was produced. However, as these cards can come with annual fees and higher interest rates than most cards, you’ll want to make sure you’re paying your balance in full and taking advantage of all of the card’s features to ensure you’re getting your money’s worth. Hi all, I recently applied for a Natwest Platinum Credit Card. If you are paying your own NatWest credit card then this should be available in the 'To' drop down list, if not please select 'Pay someone new' If using the 'Pay someone new' option, enter the credit card providers name, sort code and account number (these are usually on the back of your statement) The benefits you can use will depend on which account you have: Silver accounts (opens in a new window); Platinum accounts (opens in a new window); Black accounts (opens in a new window); To access your benefits you need to register at Membership Services (opens in a new window) however some benefits can be accessed without registering. If we don’t have your phone number, we’ll send it through the post. View your credit score and some of the key details that help to calculate it for free in the app by going to your Profile. 4. Cheques should be payable to NatWest, please write the account number (as found on the bank giro credit slip) after NatWest on the payee line. 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